الصين سعر الفائدة

The People’s Bank of China (PBoC) maintained its key lending rates steady for the second straight month at December fixing, aligning with market estimates. The one-year loan prime rate (LPR), the benchmark for most corporate and household loans, was held at 3.1%. Meanwhile, the five-year rate, a reference for property mortgages, was unchanged at 3.6%. Both rates remain at record lows following rate reductions in October and July. The latest decision followed a pledge from Chinese leaders in early December to increase the 2025 budget deficit to 4% of GDP, the highest on record, to spur an economic turnaround and stimulate consumption. They also vowed to shift monetary policy to a "moderately loose" stance next year, moving away from the current "prudent" approach to address the mounting challenges in the economy. A PBoC official recently indicated that the central bank sees more room to further reduce the RRR from the current average level of 6.6%.