A Patented hybrid CLICK - Reward Point - Currency. Enabling part of every dollar spent at every business in the world be converted into Crypto currency working on the Credit-Debit card financial network. Currently averaging 3.04% of every Credit-Debit Card transaction being used to purchase Erth Points from Crypto exchanges compared to XRP which creates only 0.00002% of a financial transaction into Crypto. This Patented System also acts as a loyalty system to enable the customer to spend their spend their Crypt at any participating business in the world while also providing funding to the Customers nominated Charity, Church or Club and also providing funding for the rehabilitation of our environment. This has the potential to be the most highly used and valuable Crypto in the world currently trading on the P2PB2B.io exhange