Neverland is a decentralized lending protocol designed to improve capital efficiency, yield generation, and governance flexibility on Monad. Built on secure lending framework, it offers standard supply-and-borrow markets alongside advanced features such as automated looping strategies, self-repaying loans, and transferable vote-escrow governance locks (veDUST). The protocol redistributes 100% of protovol revenue through governance, allowing veDUST holders to direct rewards, buybacks, and liquidity incentives. It aims to create a lending environment where users can manage assets, borrow, participate in governance, and access efficiency-focused automations within a single unified system.