Greenwood (GWOOD) powers the first self-custody neobank on Robinhood Chain, enabling users to hold, earn, spend, and borrow without surrendering asset control. Built on ERC-4337 smart account infrastructure with ~100ms settlement, GWOOD facilitates gas abstraction, tiered membership rewards, and tokenized equity distribution across the Greenwood ecosystem. Users deposit USDG stablecoin into Morpho-powered vaults earning estimated 7% APY, borrow against tokenized stock positions at up to 65% LTV, and spend via metal cards with onchain authorization. GWOOD serves as governance collateral, unlocks yield priority tiers, and powers stockback rewards up to 4%. By unifying DeFi rails with traditional banking UX, Greenwood eliminates custody risk, idle capital, and liquidity friction—delivering institutional-grade financial infrastructure accessible through consumer-grade mobile interfaces on Ethereum-secured rails.