Accrued is a wallet-native rewards platform designed around onchain swap activity. The platform allows users to connect a wallet, execute supported token swaps, or scan eligible historical swap activity. Qualifying swap volume is converted into platform credit according to published reward rules. Credit can be redeemed as USDG to an eligible wallet or allocated to LLM credits for usage across supported AI models through Accrued’s API and browser-based interfaces. The platform includes a Swap Desk, activity scanner, credit ledger, redemption system, API access, and onchain reward vault.